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Creating a payment link

A payment link is one URL for one payment of an amount you set. Send it to a customer who owes you something specific, and it is settled by the first person who pays it.

The portal makes two things with similar names, and picking the wrong one is the usual reason a merchant ends up chasing an amount.

Payment link Payment square
Who sets the amount You do, when you create it The customer, on the page
How many payments One As many as people make
Use it for An invoice, a quote, one customer who owes a known amount A donate button, a QR code on a counter or a poster

If you know what the customer owes, you want a payment link — this page. If you do not, you want a payment square.

Create one

  1. Open Payment Links

    Open Payment Links in the Flik portal — it is in the sidebar — then create a new one.

  2. Enter the amount

    Amount (NZD) is what the customer will pay. It is fixed once the link exists — there is no editing it afterwards, so a wrong amount means a new link.

  3. Fill in the statement fields

    Reference, Particulars and Code are what your customer sees on their bank statement, and what you will reconcile against. Each is limited to 12 characters — a New Zealand banking limit, not a Flik one. Put your invoice number in Reference and your trading name in Particulars; leave Code blank and Flik generates one like FLIK-00001.

  4. Add a description if it helps you

    Description is optional and internal. It shows against the transaction in the portal and is never shown to the customer.

  5. Send the link

    Copy the URL and send it however you like — email, invoice footer, message. Anyone holding it can pay it, so treat it as you would the invoice itself.

After you send it

The link appears in Payment Links with its current state, and opening it shows the transaction behind it. Once someone pays, it is done — a payment link is one transaction and takes one payment.

Doing this for every invoice? Then do not do it by hand. The same object is available over the API, so your accounting system can create the link and read back whether it was paid. See Payment links.

If creation fails

A payment link needs the rail it will be paid on to be set up first. Account-to-account needs an approved open banking application and a settlement account on your organisation; card needs card payments configured. Both are fixed in the portal rather than in a form on this page — see Errors for what each message means.

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