Flik | NZ

Pay your way

Pay with cards or directly from your bank account - the choice is yours.

See Benefits

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How it works

Card payments work just like any other checkout. Here's how our direct bank transfer method works:

Select Flik

Choose Flik as your payment method at checkout.

Easy integration Plugins ready

Select bank

Choose your bank

Select your bank from our list of supported New Zealand banks and you'll be securely redirected to their official app.

All major NZ banks Secure redirect

Approve

Confirm Payment

Authorize the payment directly in your banking app using your usual authentication method. No card details needed.

Bank-level security Instant confirmation

See how we can benefit you

Streamlined

Flik is quick and easy to use. Simply select Flik at the checkout, select your bank, sign in and make the payment. Easy!

Increase your savings

Our fees are one of the lowest on the market, meaning any fees that are passed on by the business will be heavily reduced or removed altogether.

Comprehensive security measures

We employ robust security practices and adhere to rigorous compliance standards to ensure your data is protected.

Compatible with every device

Flik is compatible with every device, ensuring seamless and secure transactions across all platforms. Whether you're on a desktop, tablet, or smartphone, we've got you covered.

Frequently asked questions

Do I need an account?

No, you don't need a Flik account to make a payment. For card payments, simply use your credit or debit card as normal. For Account-to-Account payments, you just need internet banking with a supported NZ bank.

Who can use Flik?

Anyone can pay using Flik. Card payments are accepted from all major card providers. Account-to-Account payments are currently supported for personal accounts at ANZ, ASB, BNZ, and Westpac. More banks will be added soon.

Is Flik safe?

Yes, absolutely. Card payments are processed through PCI DSS compliant gateways with industry-standard encryption. Account-to-Account payments are made directly through your bank's secure app using Open Banking NZ's certified APIs — Flik never sees your bank login details.

How do I get a refund?

Flik does not hold your funds, so refund requests must be directed to the merchant you purchased from. We recommend including your transaction reference to help them locate your payment quickly.